2nd Annual Community Event of the Year:

Free Foreclosure Avoidance and 1st Time Homebuyer Workshops with Real Estate Conference
June 15 - 16, 2012
National Association of Real Estate Brokers
NAREB Region 1

                 

Foreclosure Prevention* CLICK HERE TO REGISTER

Saturday, June 16, 2012 10:30 - 11:30 AM


The NID-HCA default/foreclosure-counseling program to date has a 95% success rate in avoiding client lose of property due to foreclosure (without the client filing a bankruptcy). NID-HCA works with your lender to negotiate the best terms available for all parties involved. NID-HCA will discuss extensively with the client issues such as, how to avoid foreclosure, options to foreclosure, communicating with your lender/service, renegotiating your loan terms, managing your debt and re-establishing your credit.



*If you have fallen behind on your mortgage or your lender has
begun forclosure procedings please contact:

NID-HCA Housing Counseling Agency at 617-296-3693 to speak with a counselor
or email us at nidboston@gmail.com




1st Time Homebuyer Counseling    CLICK HERE TO REGISTER

Saturday, June 16, 2012 11:30 - 12:30AM


Understanding the homebuying process is one of the most important educational opportunities in which you will invest.  Our homebuyer education program is designed to meet the needs of persons with little or no knowledge of the homebuying process and is formatted to equip every client with the information needed to make an informed homebuying decision.

Our program is useful for clients who have some homebuying knowledge or experience. It is designed to not only teach the fundamental steps of buying a home, but also to explain the reasoning behind many decisions that must be made throughout the process.

Our counselors understand local, regional and national housing market trends, and use this very specialized, market based knowledge to give our housing clients an edge over other consumers. You will learn:

•Home Purchasing Process
•Section 8 Homeownership Program
•How to qualify for a Mortgage
•Understand your credit report
•How to address credit issues
•Find affordable housing units available in your area
•Home repair and preventative maintenance
•Homeowner obligations
•The “dos and don’ts” of refinancing
•How to avoid loan delinquency and foreclosure
•The importance of adequately communicating with  
           your lenders






Independent Foreclosure Review   CLICK HERE TO REGISTER



Homeowners whose primary residence was part of a foreclosure action between January 1, 2009 and December 31, 2010, and whose home loan was serviced by a participating servicer, may be eligible for an Independent Foreclosure Review.

The Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency (federal bank regulators) have required an Independent Foreclosure Review by an independent consultant to identify eligible customers who may have been financially injured due to errors, misrepresentations or other deficiencies in their foreclosure process. If the review finds that financial injury occurred, the customer may receive compensation or other remedy.

To qualify, your mortgage loan would need to meet the initial eligibility criteria:

  • Your mortgage loan was serviced by one of the participating mortgage servicers*.
  • Your mortgage loan was active in the foreclosure process between January 1, 2009 and December 31, 2010.
  • The property was your primary residence.


*You must have been a customer of one of the mortgage servicer listed below

NAREB Region 1 North - Boston Massacusetts
FREE Workshops Open To The Public
America’s Servicing Co.
Aurora Loan Services
BAC Home Loans Servicing
Bank of America
Beneficial
Chase
Citibank
CitiFinancial
CitiMortgage
National City Mortgage
PNC Mortgage
Sovereign Bank
SunTrust Mortgage
U.S. Bank
Wachovia
Washington Mutual
Wells Fargo
Wilshire Credit Corporation

Countrywide
EMC
EverBank/EverHome Mortgage Company
Financial Freedom
GMAC Mortgage
HFC
HSBC
IndyMac Mortgage Services
MetLife Bank